{"id":12215,"date":"2025-11-18T09:12:00","date_gmt":"2025-11-18T08:12:00","guid":{"rendered":"https:\/\/studiocassinelli.it\/en\/?p=12215"},"modified":"2025-12-04T09:14:25","modified_gmt":"2025-12-04T08:14:25","slug":"proof-of-debt-arising-from-bank-financing-according-to-the-court-of-savona-2","status":"publish","type":"post","link":"https:\/\/studiocassinelli.it\/en\/proof-of-debt-arising-from-bank-financing-according-to-the-court-of-savona-2\/","title":{"rendered":"Clause derogating from Article 1957 of the Civil Code declared void but the guarantor remains liable: timely out\u2011of\u2011court demand is sufficient"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">By judgment no. 2526\/2025, published on 18 November 2025, the Court of Genoa \u2013 upholding the arguments put forward by Cassinelli Studio Legale on behalf of a major company operating in the domestic banking sector \u2013 ruled out the applicability of consumer protection rules invoked by the guarantors, since they held positions within the financed company and the guarantee was linked to that company\u2019s business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As regards the pleas of invalidity based on antitrust law, the Court found only the clause derogating from the time\u2011limit laid down by Article 1957 of the Civil Code to be void, but without any release from liability, as a timely demand for payment had been served on the guarantors and was regarded as sufficient in line with the case\u2011law holding that \u201can out\u2011of\u2011court demand is also sufficient\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Having rejected the remaining challenges concerning the management of the relationship, the Court fully upheld the financial institution\u2019s claims. The company was represented by Cassinelli Studio Legale, with <strong>Nicola Cassinelli <\/strong>and<strong> Matteo Boccardo<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By judgment no. 2526\/2025, published on 18 November 2025, the Court of Genoa \u2013 upholding the arguments put forward by Cassinelli Studio Legale on behalf of a major company operating in the domestic banking sector \u2013 ruled out the applicability of consumer protection rules invoked by the guarantors, since they held positions within the financed company and the guarantee was linked to that company\u2019s business&#8230;. <\/p>\n<p class=\"more\"><a class=\"more-link\" href=\"https:\/\/studiocassinelli.it\/en\/proof-of-debt-arising-from-bank-financing-according-to-the-court-of-savona-2\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":11739,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[28,26,30],"tags":[13],"class_list":["post-12215","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-law","category-commercial-and-corporate-law","category-corporate-litigation","tag-cassinellin","is-cat-link-borders-light is-cat-link-rounded"],"_links":{"self":[{"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/posts\/12215","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/comments?post=12215"}],"version-history":[{"count":1,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/posts\/12215\/revisions"}],"predecessor-version":[{"id":12216,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/posts\/12215\/revisions\/12216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/media\/11739"}],"wp:attachment":[{"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/media?parent=12215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/categories?post=12215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/tags?post=12215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}