{"id":12185,"date":"2025-10-28T12:55:00","date_gmt":"2025-10-28T11:55:00","guid":{"rendered":"https:\/\/studiocassinelli.it\/en\/?p=12185"},"modified":"2025-10-31T12:59:05","modified_gmt":"2025-10-31T11:59:05","slug":"guarantee-and-forfeiture-under-article-1957-of-the-civil-code-the-burden-of-proof-lies-with-the-guarantor","status":"publish","type":"post","link":"https:\/\/studiocassinelli.it\/en\/guarantee-and-forfeiture-under-article-1957-of-the-civil-code-the-burden-of-proof-lies-with-the-guarantor\/","title":{"rendered":"Guarantee and forfeiture under Article 1957 of the Civil Code: the burden of proof lies with the guarantor"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">In order to be released from the guarantee provided, the guarantor who raises the nullity of the clause derogating from Article 1957 of the Civil Code must prove that the creditor failed to comply with the forfeiture period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is the principle expressed by the Court of Appeal of Genoa in judgment no. 1151 of 28.10.2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The decision was issued in the context of an appeal brought by a guarantor against a judgment of the Court of Genoa, which had confirmed the effectiveness of the guarantee provided by him, finding that the regime of nullity of clauses conforming to the ABI standard applies solely to consumer guarantors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The creditor company, assisted by Cassinelli Studio Legale in both instances, resisted the appeal, insisting on the validity of the guarantee provided.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Court of Appeal of the Ligurian capital rejected the appeal and confirmed the first-instance judgment, noting that\u2014even assuming the nullity of the clause derogating from Article 1957 of the Civil Code\u2014the appellant should have proven the creditor\u2019s failure to comply with the forfeiture period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The defence was handled by <strong>Nicola Cassinelli <\/strong>and<strong> Michela Rosina<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In order to be released from the guarantee provided, the guarantor who raises the nullity of the clause derogating from Article 1957 of the Civil Code must prove that the creditor failed to comply with the forfeiture period. This is the principle expressed by the Court of Appeal of Genoa in judgment no. 1151 of 28.10.2025. The decision was issued in the context of an&#8230; <\/p>\n<p class=\"more\"><a class=\"more-link\" href=\"https:\/\/studiocassinelli.it\/en\/guarantee-and-forfeiture-under-article-1957-of-the-civil-code-the-burden-of-proof-lies-with-the-guarantor\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[28,30],"tags":[13,15],"class_list":["post-12185","post","type-post","status-publish","format-standard","hentry","category-banking-law","category-corporate-litigation","tag-cassinellin","tag-rosina","is-cat-link-borders-light is-cat-link-rounded"],"_links":{"self":[{"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/posts\/12185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/comments?post=12185"}],"version-history":[{"count":1,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/posts\/12185\/revisions"}],"predecessor-version":[{"id":12187,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/posts\/12185\/revisions\/12187"}],"wp:attachment":[{"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/media?parent=12185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/categories?post=12185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/studiocassinelli.it\/en\/wp-json\/wp\/v2\/tags?post=12185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}